Don’t Take a Job Unless the Employer Offers These 14 Perks

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Job guides and websites will often publish lists of what employers are looking for in the workers they hire. But let’s turn that around: What are employees looking for in an employer?

Some would say that it doesn’t matter, that workers are stuck taking whatever their bosses hand out. But in reality, you probably have more power than you think.

Just about everyone wants a fatter paycheck, of course. But there are plenty of other valuable things that a good employer can offer. So, the next time you hunt for a job, keep an eye out for these 14 things employees want from their employers.

15 Overlooked Ways Retirees Can Stretch Their Savings

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One scary part of retirement is knowing you could have 30 more years in front of you but only a limited amount of cash available to pay for them. How do you make sure your retirement account doesn’t run dry before you say your final goodbye?

Well, there are no guarantees, but following are numerous smart strategies you can use to stretch your money — however little or much you have — over the decades to come.

10 Everyday Items You Should Deep Clean Immediately

Woman with remote

Woman with remote
AshTproductions /

Sure, you regularly clean toilets and kitchen counters — but there is filth, bacteria and even more distasteful things lurking in everyday items you touch daily.

You should clean these, but chances are you don’t. It’s time to turn that bad habit around.

Following are 10 things that deserve a deep cleaning — right now.

7 Marvelous Freebies You Can Grab in May

Woman having fun

Woman having fun
Gutesa /

May is here — we’re almost halfway through the year! But there are still eight months of fabulous freebies remaining in 2019.

From no-cost comic books to complimentary ice cream cones, we’ve rounded up some exciting May deals to engage your mind and whet your appetite.

7 Easy Ways to Save Money at Barnes & Noble

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In an age of digital media, bookstores might appear to be headed for the same fate as the dodo. But millions of us still love to browse for actual books as well as e-books.

If you’re a book lover, Barnes & Noble probably holds a special place in your heart. And the nation’s largest retail bookseller offers several ways to trim the expense of your favorite books and other merchandise.

Following are seven ways to cut the cost of purchases at Barnes & Noble.

9 Money Moves You Need to Make in Your 30s

Congratulations, 30-somethings: After spending your 20s getting acclimated to adulthood, you finally have your sea legs.

Perhaps you are married with kids. You may have a house. With any luck, you make more money than ever.

Regardless of the particulars of your current life, here are some money moves everyone in their 30s should make during this decade:

1. Revisit your retirement savings

African American man in a suit studying a document

African American man in a suit studying a document
WAYHOME studio /

By this point, you should have a retirement fund, such as a 401(k) or an IRA. If you don’t, getting one set up should be a priority.

If you already have such an account, look at where your money is invested. Over time, a retirement account can fall out of balance. Maybe you’re taking on too much risk — or too little.

Review our article on “7 Tips for Stress-Free 401(k) Investing.” If you’ve changed jobs at any point, you should also look at doing something with your orphaned 401(k).

2. Increase your emergency fund

Piggy bank with stacks of coins.

Piggy bank with stacks of coins.
Looker_Studio /

In theory, creating an emergency fund is another money move you should have made earlier in life. If you don’t have one, putting money aside for a rainy day is another big priority.

If you already have such a fund, it might be time to add to it. Your emergency fund should have enough money to cover three to six months’ worth of expenses. Add up all your current monthly expenses and see if your fund falls short on covering them.

3. Rebalance the budget

Rock cairn stacked by waterfall.

Rock cairn stacked by waterfall.
Netfalls Remy Musser /

Revisit your budget at least once a year or every time you have a major life change. If it’s been a while since you crunched the numbers, sit down and do a thorough review.

Does your budget support your current life goals? If not, revise it.

4. Track your spending for a month

Shopping list on cellphone

Shopping list on cellphone
Andrey_Popov /

Track your spending for an entire month. Keep tabs on every penny. That sounds like a lot of work, but if you use your debit card or a credit card for virtually everything, it’s not so bad.

We tend to idealize where our money goes. (“Oh, I never eat out!”) But once you start tracking, there’s no denying that you hit the drive-thru once a week or go on a spending spree at the mall once a month.

Compare your actual spending with your budgeted amounts. Depending on where the numbers land, you’re going to either need to rework the budget or rethink your spending.

5. Pay off your debt

WAYHOME studio /

Of course, we all wish we had never gone into debt in the first place. But there’s no use in rehashing past mistakes: Now is the time to take action and correct them.

Cut up the credit cards, and then go read about how to tackle big debts fast.

6. Perfect the fine art of haggling

Man and woman discuss across a desk

Man and woman discuss across a desk
Antonio Guillem /

In your 30s, you’ll likely make some major purchases. You may also have more discretionary income to buy the things you want.

Stretch your dollars by learning to bargain like a pro. There’s no reason to pay full price when a little negotiating can help you save money on purchases big and small.

7. Consider starting a college fund

Piggybank with mortarboard on a pile of bills.

Piggybank with mortarboard on a pile of bills.
zimmytws /

For those of you who have become parents, your 30s are a good time to set up a college fund for your kids. Don’t wait until they hit high school to make a plan for their higher education.

Options range from 529 plans to Coverdell Education Savings Accounts and prepaid tuition plans.